Are you thinking about buying your first home in 2017? Renting can be a good temporary option for people that have recently relocated or are trying to save up. However, purchasing a home can be very rewarding and offers great benefits!
1. Get your finances in check. Clean up your credit and try and save for a larger down payment. Check your credit and make sure there are no errors or mistakes.
2. Make a list of specific features that you're looking for in your ideal home. This is most likely the largest purchase of your life and it is important that this purchase fits your needs and wants. Make a list of must have features and other features that would be nice to have but aren't deal breakers.
3. Get pre-approved for a mortgage. Check out all of your mortgage options and lock in the best interest rate.
4. Talk with a realtor. A realtor is a great resource for first time home buyers. Realtors have extensive knowledge about the market and can narrow down the available homes to those homes that fit your wish list and are within your price range.
If you're in the market for your first home in eastern North Carolina, contact Chalk & Gibbs today! Our local real estate agents live, work, play and love Carteret County and the surrounding communities. They are knowledgeable about what this area has to offer and the homes that are on the market at this time. Let us help you find your perfect first home to settle into in Morehead City, Beaufort, Atlantic Beach, or Emerald Isle!