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Chalk & Gibbs Insurance and Real Estate Blog: morehead city

View the latest blog posts from Chalk & Gibbs Insurance and Real Estate.

One of the most common misunderstandings in the insurance industry is how umbrella insurance works. Our very own Rodney Kemp takes a minute to discuss it.   I have been in the insurance business long enough now to realize that the term "umbrella policy" is not the correct name for the coverage intended. READ MORE >>

Did you know that you do not have to go through the North Carolina Joint Underwriters Association (NCJUA/NCIUA) to get your wind coverage? We have options! We have two different companies that will INCLUDE wind/hail in your homeowner policy. Meaning you would have one policy combining everything instead of two or three. READ MORE >>

Do you currently have Flood Insurance? Are you aware of the rate increases taking place on April 1st implemented by FEMA? Non-Primary residences seem to be taking the biggest hit with the new surcharge. Those who own a secondary residence can expect to see a new $250 surcharge added to their flood premium as well as the rate increase. READ MORE >>

Open enrollment is fast approaching! This is the time to apply for health insurance coverage for 2015 and avoid a possible penalty. Have questions about the Affordable Care Act? Chalk & Gibbs has licensed Life and Health Insurance Agents who can answer your questions and assist you in choosing a plan that is very affordable and will best suite your needs. READ MORE >>

When you are getting ready to buy your first vehicle, there are a million things to consider like, whether to choose a car with automatic or manual locks and windows, whether to go for the moon roof or a spoiler, and whether or not to hang fuzzy dice over the rearview mirror. READ MORE >>

DID YOU KNOW?   The Health Care Law requires insurers to allow young adults to remain on a parent’s plan only until their 26th birthday WHAT HAPPENS THEN? Have you recently gotten married and need health insurance?  CONTACT our authorized health insurance agents here at Chalk & Gibbs Insurance to find out. READ MORE >>

5 Spring Cleaning Tips for Selling your Home: Hi, this blog post today is coming from Stephen Chalk, a Realtor at Chalk & Gibbs. He is offering a few ideas that will help get your home ready to sell. Spring is no doubt the best time to put your house on the market. READ MORE >>

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Chalk & Gibbs Insurance and Real Estate is an independent authorized producer/agency licensed to sell and promote products from Blue Cross and Blue Shield of North Carolina (BCBSNC). The content contained in this site is maintained by Chalk & Gibbs Insurance and Real Estate. Blue Cross and Blue Shield of North Carolina is an independent licensee of the Blue Cross and Blue Shield Association.

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