Chalk & Gibbs is a full service independent insurance and real estate agency.

The agency was established in 1925 by S.A. Chalk and H.S. Gibbs. The Chalk family and the Gibbs family have been in partnership for 94 years serving the insurance and real estate needs of Eastern North Carolina.

Honesty, stability, integrity and service to the customer have been instilled by the founders and carried forward to now the fourth generation of family members.

We are constantly working toward the common goal of better customer service. The company now represents many major fire and casualty companies, life and health insurance companies, while at the same time a broker’s license allows them to work as agents for other insurance companies, giving a broader base from which to operate. We also have a full service real estate department offering sales, appraisals and property management.

Chalk & Gibbs has grown over the years thanks to its dedicated staff and loyal customers. Our average length of employment for our employees is over 15 years.

Why do business with Chalk & Gibbs Insurance and Real Estate?

Unlike a captive, or direct insurance company who only offers their own proprietary products, our agency is 100% independent of any one company. Many insurance consumers don’t fully understand just how important that really is.

When it comes to something as important as insurance, it’s imperative that you work with an agency who has an in-depth knowledge of multiple insurance products, companies, and guidelines — not just one.

At the end of the day, what separates one agent from another, is their ability to proactively service their policy holders, and their knowledge of the insurance industry, products, and different situations that may present themselves to their clients.

Independent Agent Vs. The Rest

Here is a quick comparison of the differences between an independent agency like us, and the various other types of companies that are out there:

insurance agency Morehead City, NC

If you’d like to get started with a complimentary quote and/or policy review, we’d be happy to help you any way we can. Simply complete the fields below to get started online in a matter of seconds.

We appreciate the opportunity to help you, and look forward to servicing your insurance needs! Feel free to call us directly if you have more detailed questions.