The following is a list of coverage’s we have available for your business. Several of the following coverage’s can be combined into one policy, which will provide for better coverage at lower premiums to you. Click on the coverage(s) for a description of each type of coverage.
Property
Property Insurance is coverage that indemnifies a person with an interest in physical property for its loss or the loss of its income producing abilities. This coverage can protect against losses due to fire, windstorm, flood, earthquake, vandalism, and other perils.
General Liability
This form of insurance is designed to protect owners and operators of businesses from a wide variety of liability exposures. Some examples of these exposures could include liability arising out of accidents resulting from the premises or the operations of an insured, products sold by the insured, operations completed by the insured, and/ or contractual liability.
Commercial Auto
Essentially, the commercial auto works in much the same way as your personal auto policy.
Workers Compensation
Workers Compensation (WC) is a schedule of benefits payable to an employee by his employer without regard to liability, and is required by law in the case of injury, disability, or death as the result of occupational hazards. WC is required by law when three or more people are employed.
Inland Marine
Gives coverage to tools and/or equipment.
Umbrellas
A coverage basically affording high limit coverage in excess of the limits of the primary policies as well as additional liability coverages.
Boat / Marine
This type of insurance is primarily concerned with means of transportation and goods in transit.
Chalk & Gibbs, Inc. provides one-stop shopping for all of your insurance needs at the lowest rates possible. We represent some of the most reputable, well-established insurance companies in the country including GMAC/Integon, Capital City, Southern Guaranty, Auto Owners, Progressive, Fireman’s Fund, Ohio Casualty and many others. Our extensive list of companies allows our licensed agents to insure that you receive the best coverage at the lowest rates possible.
Your Chalk & Gibbs Insurance agent will work with you to create a customized insurance plan for all your insurance needs – home, condo, rental, auto, boat and personal liability, as well as business insurance including property, Worker’s Comp, and general liability.
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How Can We Help?
To receive more information about our insurance services, or for a no-obligation quote:
Call: 1-800-849-3167 or 252-726-3167 or
Email: commercial@chalkandgibbs.com