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One of the most common misunderstandings in the insurance industry is how umbrella insurance works. Our very own Rodney Kemp takes a minute to discuss it.   I have been in the insurance business long enough now to realize that the term "umbrella policy" is not the correct name for the coverage intended. READ MORE >>

Did you know that you do not have to go through the North Carolina Joint Underwriters Association (NCJUA/NCIUA) to get your wind coverage? We have options! We have two different companies that will INCLUDE wind/hail in your homeowner policy. Meaning you would have one policy combining everything instead of two or three. READ MORE >>

Do you currently have Flood Insurance? Are you aware of the rate increases taking place on April 1st implemented by FEMA? Non-Primary residences seem to be taking the biggest hit with the new surcharge. Those who own a secondary residence can expect to see a new $250 surcharge added to their flood premium as well as the rate increase. READ MORE >>

Open enrollment is fast approaching! This is the time to apply for health insurance coverage for 2015 and avoid a possible penalty. Have questions about the Affordable Care Act? Chalk & Gibbs has licensed Life and Health Insurance Agents who can answer your questions and assist you in choosing a plan that is very affordable and will best suite your needs. READ MORE >>

When you are getting ready to buy your first vehicle, there are a million things to consider like, whether to choose a car with automatic or manual locks and windows, whether to go for the moon roof or a spoiler, and whether or not to hang fuzzy dice over the rearview mirror. READ MORE >>

DID YOU KNOW?   The Health Care Law requires insurers to allow young adults to remain on a parent’s plan only until their 26th birthday WHAT HAPPENS THEN? Have you recently gotten married and need health insurance?  CONTACT our authorized health insurance agents here at Chalk & Gibbs Insurance to find out. READ MORE >>

Water and Flood Damage Water can damage your home in many ways. Do you know what is covered and what isn't? This video explains the different types of coverage from burst pipes to torrential floods.Water Damage Video READ MORE >>

People have developed very strong opinions about how the Affordable Care Act (ACA) may affect businesses or families living below the poverty line. However, if you’re a parent, you’re probably more concerned about how the changing environment of American healthcare will affect your children. READ MORE >>

Chalk & Gibbs is a proud Trusted Choice agency that has been serving the insurance and real estate needs of Eastern NC since 1925. Going with a Trusted Choice agency gives you access to multiple companies which allows us to give the you competitive pricing, a board choice of products, and unparalleled advocacy. READ MORE >>

Chalk & Gibbs has partnered with a new Insurance company in the area that will INCLUDE wind in your homeowner's policy. Wouldn't it be nice to just have ONE homeowners policy?? Frontline Insurance specializes in higher end coastal property, especially on the barrier islands. READ MORE >>

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Chalk & Gibbs Insurance and Real Estate is an independent authorized producer/agency licensed to sell and promote products from Blue Cross and Blue Shield of North Carolina (BCBSNC). The content contained in this site is maintained by Chalk & Gibbs Insurance and Real Estate. Blue Cross and Blue Shield of North Carolina is an independent licensee of the Blue Cross and Blue Shield Association.

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