Chilly days are on their way – although we have a few more weeks of warm boating weather! It is never too early to think about how to protect your boat not only in the water, but when you take it out. It’s important to make sure your boat is protected on land just as much as when it is in the ocean. Here’s why:
• Accidents can happen when trailering your boat from one location to another. Hooking up your boat on the back of your vehicle and driving a few miles (or a few hundred miles) down the road to a marina can bring many issues, like another vehicle colliding with your boat, damage from debris and rocks, or the trailer hitch unlatching altogether.
• Damage can occur when lifting your boat out of the water. Again, if you’re pulling your boat out of the water for winter – whether on a mechanical lift or with your vehicle – problems can ensue and damage can occur.
• Incidents with marinas occur if dockhands happen to mishandle your boat. Mistakes and logistical mishaps by the dockhands at your marina can occur, as well. Although it may just be a mistake, it can be an expensive one. Liability varies with each marina.
• Storing your boat on land during tumultuous winter weather can cause damage. Sleet, hail, strong winds, and – sometimes – ice can often cause damage to your boat if it’s parked on land.
• The threat of theft increases when storing your boat on land. Depending on the accessibility your watercraft (trailered on the ground rather than lifted), thieves can take advantage of the various expensive parts that happen to be at eyelevel.
Many boat owners think that damage can only occur when their boat is in use, when – in reality – it can occur any time of year. Properly insuring your watercraft is so important as we enter the colder months when your boat is not in use as often (or at all). Call Chalk & Gibbs today to learn more about our boat insurance and how we can help you in the case of an accident or emergency.